Why is female car insurance cheaper than males? Female drivers have more accidents than males, but, their claims add up to a lot less than their male counterparts.

This is basically the only reason why female driver insurance is cheaper.

In recent years however, the ratio between female car insurance claims and males is shortening, so it is

likely that the difference in premiums will narrow. This is because even though the damage caused to

vehicles is still a lot less for female drivers, Personal injury claims are accounting for a greater

percentage of the total claim.

Misscar is still offering a cheap female car insurance quote finder. try it and let us know what you

think!